Terms and Conditions Effective Date: 20.06.2025 Website: https://wadi.agency Company: Wadi Agency in Sulaymaniyah, Iraq By using our website or services, you agree to the following Terms and Conditions. If you disagree with any part, please do not use our services. 1. Services We Offer Wadi Agency provides: Visa consultation and application support Study abroad guidance Travel assistance and documentation University and institution matching We only offer advisory and facilitation services. Final decisions rest with embassies, consulates, and partner institutions. 2. Payment Policy Advance Payment Required: All service fees must be paid in full before we begin any process. No Refunds: We operate a strict no money return policy. Once payment is made, it is non-refundable under any circumstances. Clients are responsible for ensuring they meet the requirements before initiating service. 3. Legal Compliance Everything we do is 100% legal. We will never assist with any illegal activity, document forgery, false information, or any form of fraud. If a client requests or engages in illegal behavior, we reserve the right to immediately terminate our services and report the incident to authorities if necessary. 4. User Responsibilities You agree to: Provide honest, accurate information Not misuse our platform or name Follow the laws of Iraq and the destination country 5. Limitation of Liability Wadi Agency is not responsible for: Visa rejections Delays from embassies or third parties Changes in foreign immigration laws or policies We provide professional assistance, but outcomes depend on external institutions. 6. Intellectual Property All content on this site is owned by Wadi Agency. Do not reproduce or reuse without written permission. 7. External Links We may link to external websites. We are not responsible for their content or practices. 8. Changes to Terms Wadi Agency may update these Terms at any time. Changes will be posted here with a new effective date. 9. Contact Us For questions, support, or more information: Email: info@wadi.agency Phone: +9647721524042 - +9647502444042